PayTrace

The PayTrace payment gateway integration lets you accept credit and debit card payments through your PayTrace account directly inside your UltraCart checkout. Connect your gateway credentials, and every order routes to PayTrace for authorization and settlement while shoppers stay on your storefront. Sensitive card data is encrypted on every transaction, so you accept payments without adding to your own compliance burden.

PayTrace is a B2B payment specialist trusted by more than 40,000 merchants, founded in 2004 and PCI-validated ever since. Based in the Pacific Northwest, the company settled over $46 billion in 2023 and backs its platform with a 5-star, US-based client support team and 99.98% uptime. For business-to-business sellers, PayTrace brings payments expertise that general-purpose gateways rarely match.

B2B merchants routinely overpay on card processing because their transactions never qualify for the best interchange rates. The PayTrace integration solves this with Level II and Level III data automation, which passes the extra transaction detail card networks reward with lower interchange, and it supports surcharging so you can offset processing costs where allowed. Authorization and settlement results flow back into UltraCart automatically, giving you a clean record of every transaction without manual reconciliation.

Because payment processing is built into the UltraCart platform rather than added through a third-party app, your PayTrace connection works alongside subscriptions and recurring billing, fraud review, multiple storefronts, and detailed sales reporting. Auto orders and subscription renewals charge through PayTrace using UltraCart's native recurring billing engine, and you can accept major credit and debit cards including Visa, Mastercard, American Express, and Discover. PayTrace's fully PCI DSS compliant platform pairs with UltraCart's Level 1 PCI-compliant checkout for protection from the shopper's browser through to settlement.