In order to take orders online you have to be able to process payments. UltraCart supports a wide variety of payments including credit cards, QuickBooks Merchant Service, PayPal, Google Checkout, Saf-T-Pay, draft checks, electronic checks, money orders, wire transfers, COD, and purchase order. For a merchant to be successful online they need to accept credit card payments from their customers.
For new merchants the most cost effective and functional payment processing solution is QuickBooks Merchant Service (QBMS). QuickBooks Merchant Service will allow you to accept credit cards directly during the checkout process. QuickBooks Merchant Service carries a lower monthly fee than a traditional merchant account as well as competitive transaction fees. For new merchants it definitely makes sense to start out with QuickBooks Merchant Service and then evaluate your payment processing needs as you grow.
Established merchants typically have a merchant account and payment gateway to process online credit card transactions. UltraCart supports 70+ different payment gateways to allow merchants to select the one that fits their needs the best. Please see our supported gateways for a complete list of supported payment gateways. If you already have a merchant account through your local bank, but do not have an online payment gateway then we recommend contacting QuickBooks Merchant Service. We have worked out a special deal with QuickBooks Merchant Service to have the first two months of setup fees waived on UltraCart merchants that already have a merchant account.
UltraCart now offers Credit Card Refund capabilities for merchants using compatible payment gateways. There are several options for refunds:
Chargeback dispute processing can be a very time consuming task so UltraCart has a chargeback dispute processing workflow. This feature allows merchants to quickly dispute a chargeback in a few simple clicks. UltraCart will even handle the faxing of the chargeback document(s) to the merchant bank.
Rotating transaction gateways allow a merchant to spread credit card transactions across multiple gateways. This also means that credit card inquiries (potential chargebacks) will be spread out as well. Special configurable options:
Many merchants already accept credit cards directly through their own merchant account. If you fall in to this category then you should consider adding PayPal and Google Checkout as alternate payment methods. Both of these methods cost about the same as your merchant account, but provide another level of convenience and security to the customer. It's an easy way to inspire confidence in new customers that are making a first time purchase from you.