What is PayPal Credit?
PayPal Credit gives your customers the flexibility to buy now and pay over time. It's easy to apply and easy to use. Your customers get more time to pay and you get paid in full, up front.
Think of it as an instant and reusable credit line your customers can use at checkout when they pay with their PayPal account and choose PayPal Credit.
How Does PayPal Credit Help My Customers?
Your customers choose when they want to pay. They can get 6 months to pay on orders of $99 or more.
It's great for large purchases because your customers can buy now and get No Payments + No Interest if paid in full in 6 months on purchases of $99 or more1
Convenient and Secure Checkout
Customers can use PayPal Credit directly within your existing PayPal checkout. There’s no third-party redirect and it comes with all the security you expect from PayPal.
1 Applicable for qualifying purchases of $99 or more if paid in full within 6 months. Customers check out with PayPal and usePayPal Credit. PayPal Credit is subject to consumer credit approval, as determined bythe lender, Comenity Capital Bank.
Why advertise PayPal Credit on my site?
Displaying offers from PayPal Credit on your website early in the shopping process can encourage more sales and larger order values because customers are aware they can have more time to pay while making purchase decisions.
Some small and mid-size merchants saw up to 68% larger transaction sizes for customers using PayPal Credit compared to debit/credit cards.2
2 Up to a 68% larger transaction sizes for customers using PayPal Credit, as reported in Nielsen’s PayPal Credit Average Order Value Study for activity occurring from April 2015 to March 2016 (small merchants) and October 2015 to March 2016 (midsize merchants), which compared PayPal Credit transactions to credit and debit card transactions on websites that offer PayPal Credit as a payment option or within the PayPal Wallet. Nielsen measured 284,890 transactions across 27 mid and small merchants. Copyright Nielsen 2016.
Where will PayPal Credit offers appear on my site?
PayPal and UltraCart have worked closely to integrate PayPal Credit messages directly into your UltraCart storefront so you can show them on your site in minutes. Messages will be shown in the following areas to maximize effectiveness and enhance your customers’ online shopping experience.
arrive on your site.
On your homepage above the fold
On product pages near your add to cart button
On shopping cart and order summary pages
How will messages appear on my site?
Below is an example of a PayPal Credit message
The format of messages will automatically adjust to the type of device your customers are using so they’ll look great on desktop, mobile, or tablets.
The offer is always up-to-date and easy for your customers to understand. We handle all required regulatory language so there’s no extra work or responsibility for you.
We use the PayPal brand design to make the message recognizable and give your customers confidence that the offer is backed by PayPal.
How do I show PayPal Credit offers on my store?
PayPal Credit contextual marketing is already built into each StoreFront theme.
You can easily activate the PayPal Credit banners by logging into your UltraCart account and going to the Advertising section within your StoreFront settings.