What is PayPal Credit?
PayPal Credit is a PayPal service that gives your customers access to No Payments and No Interest if paid in full in 6 months on purchases of $99 or more1 – but you still get paid in full, upfront, with no extra charges.
Think of it as a secure, instant and reusable credit line your customers can use at checkout when they pay with their PayPal account and choose PayPal Credit.
If they haven’t already, your customers can apply during checkout by simply entering their birth date and the last 4 digits of the Social Security number, then accepting the terms. They’ll get an approved decision in seconds. PayPal Credit is subject to credit approval and offered by Comenity Capital Bank.
How Does PayPal Credit Help My Customers?
Your customers choose when they want to pay, thanks to special PayPal Credit financing offers, such as no payments and no interest if paid in full in 6 months on purchases of $99 or more.2 Plus, customers have up to 25 days to pay for purchases under $99.
It's great for large purchases. Your customers can buy and enjoy now, but have the ability to take 6 months to pay, if paid in full, without interest or payments.
Convenient and Secure Checkout
customers can use PayPal Credit directly within your existing PayPal checkout. There’s no third-party redirect and it comes with all the security you expect from PayPal.
Why advertise PayPal Credit on my site?
Displaying offers from PayPal Credit on your website early in the shopping process can encourage more sales and larger order values because customers are aware they can have more time to pay while making purchase decisions.
Some small and mid-size merchants saw up to a 68% larger transaction sizes for customers using PayPal Credit compared to credit/debitPayPal Credit.2
Where will PayPal Credit offers appear on my site?
PayPal and UltraCart have worked closely to integrate PayPal Credit messages directly into your UltraCart storefront so you can show them on your site in minutes. Messages will be shown in the following areas to maximize effectiveness and enhance your customers’ online shopping experience.
When customer arrive on your site.
On your homepage above the fold
Where customers are shopping
On product pages near your add to cart button
When customer check out
On shopping cart and order summary pages
How will messages appear on my site?
Below is an example of a PayPal Credit message
The size and shape of the message will automatically adjust to the device your customers are using so they’ll look great on desktop, mobile, or tablets.
The offer is always up-to-date and easy for your customers to understand. We handle all required regulatory language so there’s no extra work or responsibility for you.
We use the PayPal brand design to make the message recognizable and give your customers confidence that the offer is backed by the security and trust of PayPal.
How do I show PayPal Credit offers on my store?
You can enable PayPal Credit offers in three easy steps on your settings page