Paypal Credit

Create a better shopping experience and help boost sales.

Give your customers more time to pay with offers from PayPal Credit - now built into your UltraCart StoreFront

Call To Action

UltraCart and Paypal have teamed-up to give your customers more payment flexibility while they shop. Now you can easily display Paypal Credit offers on your site like No Payments + No Interest for up to 6 months on orders of $99+1 to help increase your sales and order values.2

Go to your settings page to enable the offers on your storefront

Give customers options

PayPal Credit gives your customers special offers like No Payments + No Interest if paid in full within 6 months on orders of $99+1.

Get paid upfront

Your customers get more time to pay, but you still get paid in full at the time of sale. Funds usually appear in your PayPal business account in minutes.

Easy to promote

PayPal Credit offers are built into your UltraCart storefront so customers can easily see them while making purchase decisions, further enhancing the shopping experience.

Built for mobile

We use the latest responsive design technology so your PayPal Credit messages will look great on desktop, mobile, and tablet devices.

Easy checkout

Customers can pay with PayPal Credit directly within your existing PayPal checkout flow so it’s easy for you and for them.

No extra cost

As a PayPal and UltraCart customer, there’s no extra charge to use the new PayPal Credit offers on your site. Simply continue paying your normal fees.

What is PayPal Credit?

PayPal Credit is a PayPal service that gives your customers access to No Payments and No Interest if paid in full in 6 months on purchases of $99 or more1 – but you still get paid in full, upfront, with no extra charges.

Think of it as a secure, instant and reusable credit line your customers can use at checkout when they pay with their PayPal account and choose PayPal Credit.

If they haven’t already, your customers can apply during checkout by simply entering their birth date and the last 4 digits of the Social Security number, then accepting the terms. They’ll get an approved decision in seconds. PayPal Credit is subject to credit approval and offered by Comenity Capital Bank.

How Does PayPal Credit Help My Customers?


Your customers choose when they want to pay, thanks to special PayPal Credit financing offers, such as no payments and no interest if paid in full in 6 months on purchases of $99 or more.2 Plus, customers have up to 25 days to pay for purchases under $99.

Buying Power

It's great for large purchases. Your customers can buy and enjoy now, but have the ability to take 6 months to pay, if paid in full, without interest or payments.

Convenient and Secure Checkout

customers can use PayPal Credit directly within your existing PayPal checkout. There’s no third-party redirect and it comes with all the security you expect from PayPal.

Why advertise PayPal Credit on my site?

Displaying offers from PayPal Credit on your website early in the shopping process can encourage more sales and larger order values because customers are aware they can have more time to pay while making purchase decisions.

Some small and mid-size merchants saw up to a 68% larger transaction sizes for customers using PayPal Credit compared to credit/debitPayPal Credit.2

Where will PayPal Credit offers appear on my site?

PayPal and UltraCart have worked closely to integrate PayPal Credit messages directly into your UltraCart storefront so you can show them on your site in minutes. Messages will be shown in the following areas to maximize effectiveness and enhance your customers’ online shopping experience.

When customer arrive on your site.

On your homepage above the fold

Where customers are shopping

On product pages near your add to cart button

When customer check out

On shopping cart and order summary pages

How will messages appear on my site?

Below is an example of a PayPal Credit message

  • Mobile Optimized

    The size and shape of the message will automatically adjust to the device your customers are using so they’ll look great on desktop, mobile, or tablets.

  • Clear Messaging

    The offer is always up-to-date and easy for your customers to understand. We handle all required regulatory language so there’s no extra work or responsibility for you.

  • PayPal Brand

    We use the PayPal brand design to make the message recognizable and give your customers confidence that the offer is backed by the security and trust of PayPal.

How do I show PayPal Credit offers on my store?

You can enable PayPal Credit offers in three easy steps on your settings page


1 Applicable for qualifying purchases of $99 or more if paid in full within 6 months. Customers check out with PayPal and usePayPal Credit. PayPal Credit is subject to consumer credit approval, as determined bythe lender, Comenity Capital Bank.

2 Up to a 68% larger transaction sizes for customers using PayPal Credit, as reported in Nielsen’s PayPal Credit Average Order Value Study for activity occurring from April 2015 to March 2016 (small merchants) and October 2015 to March 2016 (midsize merchants), which compared PayPal Credit transactions to credit and debit card transactions on websites that offer PayPal Credit as a payment option or within the PayPal Wallet. Nielsen measured 284,890 transactions across 27 mid and small merchants. Copyright Nielsen 2016.